Licencia Fintech - Suiza

Overview Switzerland’s regulatory framework for payment services is robust, designed to ensure market integrity, consumer protection, and financial stability. The framework is administered by the Swiss Financial Market Supervisory Authority (FINMA), known globally for its strict but transparent regulatory practices.   Licenses Available Fintech License: Introduced in 2019, this license is aimed at reducing barriers […]

Institución de dinero electrónico autorizada (AEMI) - Países Bajos

Overview The Netherlands provides a sophisticated regulatory framework for payment services, making it a highly attractive location for fintech and financial service providers. The regulatory environment is fully aligned with the European Union’s Payment Services Directive 2 (PSD2) and is supervised by the Dutch Central Bank (De Nederlandsche Bank – DNB), which ensures high standards […]

Entidad Autorizada de Dinero Electrónico (AEMI) - España

Overview Spain’s regulatory framework for payment services is aligned with European Union directives, particularly the Payment Services Directive 2 (PSD2). The Bank of Spain (Banco de España) oversees the licensing and supervision of payment service providers, ensuring a stable and well-regulated financial environment for both domestic and international companies.   Licenses Available Payment Institution License: […]

Institución de pago (IP) - Grecia

Overview Greece’s regulatory framework for payment services is aligned with European Union standards, ensuring compliance with the Payment Services Directive 2 (PSD2). The framework is overseen by the Bank of Greece (BoG), which supervises payment institutions and enforces a secure and transparent financial environment for businesses and consumers.   Licenses Available Payment Institution License: Firms […]

Institución de Dinero Electrónico (IME) - Grecia

Overview Greece’s regulatory framework for payment services is aligned with European Union standards, ensuring compliance with the Payment Services Directive 2 (PSD2). The framework is overseen by the Bank of Greece (BoG), which supervises payment institutions and enforces a secure and transparent financial environment for businesses and consumers.   Licenses Available Payment Institution License: Firms […]

Institución de pago (IP) - Chipre

Overview Cyprus offers a well-regulated framework for payment services, positioning itself as a strategic entry point for financial service providers in the EU. The regulatory environment is overseen by the Central Bank of Cyprus (CBC), which ensures compliance with both local and EU-wide directives, such as the Payment Services Directive 2 (PSD2).   Licenses Available […]

Entidad de dinero electrónico (EMI) - Chipre

Overview Cyprus offers a well-regulated framework for payment services, positioning itself as a strategic entry point for financial service providers in the EU. The regulatory environment is overseen by the Central Bank of Cyprus (CBC), which ensures compliance with both local and EU-wide directives, such as the Payment Services Directive 2 (PSD2).   Licenses Available […]

Small Payment Institution (SPI) - Reino Unido

Overview The United Kingdom (UK) offers a comprehensive and well-regulated framework for payment services, positioning itself as one of the leading global financial hubs. The regulatory environment is governed by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA), which ensure compliance with domestic and international financial standards. The UK’s regulatory framework is […]

Pequeña entidad de dinero electrónico (SEMI) - Reino Unido

Overview: The United Kingdom (UK) offers a comprehensive and well-regulated framework for payment services, positioning itself as one of the leading global financial hubs. The regulatory environment is governed by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA), which ensure compliance with domestic and international financial standards. The UK’s regulatory framework is […]

Institución de pago autorizada (API) - Reino Unido

Overview The United Kingdom (UK) offers a comprehensive and well-regulated framework for payment services, positioning itself as one of the leading global financial hubs. The regulatory environment is governed by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA), which ensure compliance with domestic and international financial standards. The UK’s regulatory framework is […]