1. Bank may engage only in the following activities:

(a) receiving money deposits (in the form of demand deposits, time deposits or other forms of deposit) or other repayable funds, bearing interest or not;

(b) extending credits, including but not limited to consumer and mortgage credit; factoring, with or without recourse; forfeiting; financing of commercial transactions; and issuing credit cards;

(c) financial leasing;

(d) buying and selling for its own account or for the account of customers (including underwriting) of money market instruments (including inter alia cheques, bills of exchange and certificates of deposit); futures and options relating to debt securities or interest rates; exchange and interest rate instruments; and debt securities;

(e) providing money transmission services;

(f) buying and selling foreign currencies, including contracts for the future sale of foreign currencies;

(g) issuing and administering means of payment (including payment cards, travelers’ cheques and bankers’ drafts);

(h) money broking;

(i) safekeeping and administration of valuables, including securities;

(j) providing services as a portfolio manager or adviser;

(k) providing credit reference services; and

(l) anything that shall be incidental to the foregoing.

2. Share capital 2M USD.

3. No client/activity up to now.

4. Connection with Central Bank of Seychelles and SWIFT has been done.

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